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flood insurance for pArkersburg, wv, properties
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Waters Insurance Agency Can Protect Your Parkersburg, WV, Home
Find flood insurance for Parkersburg, WV, properties, with Waters Insurance Agency. Mortgage companies require flood insurance for homes located in flood zones. This type of insurance covers physical losses to a building and items inside in the aftermath of a weather-related flood. We also offer auto insurance, home insurance, and business insurance.
To learn more about us and the options we offer, call (304) 485-5569 or contact us online for a quote.
Flood Insurance Protects All Property Structures and Contents Inside
Property owners with homes and rental units in flood zones utilize the National Flood Insurance Program (NFIP.) A network of over 50 insurance companies delivers NFIP to the public, plus property owners can use the NFIP Direct. The Federal Emergency Management Agency (FEMA) manages the NFIP, which provides two types of flood insurance coverage:
Building coverage protects all structures on the property. This includes detached garages, foundation walls, anchorage systems, and staircases. Building coverage also protects electrical and plumbing systems plus furnaces and water heaters. This type of coverage can extend to stoves, dishwashers, refrigerators, permanent carpeting, permanent cabinets, paneling, bookcases, and more.
Contents coverage protects almost everything inside the structures. This pays for replacing items damaged in a flood such as clothing, furniture, and electronic equipment. Contents coverage also replaces smaller flood damaged appliances such as microwaves, washers, dryers, and portable and window air conditioners. Sometimes this type of coverage even extends to curtains, unfixed carpeting, and other items valued up to $2,500.
Get More Insurances in Williamstown, WV, Marietta, Ohio, and Beyond
Besides flood insurance, Waters Insurance Agency, offers various personal insurance options. Get added residence protection with homeowners and renters’ insurance plus umbrella insurance. Protect your RV with recreational vehicle insurance and automobile with car insurance policies. For commercial and business owners we provide commercial auto insurance policies plus commercial umbrella insurance options. Companies also have medical malpractice and professional liability insurance, and worker’s’ compensation insurance choices. Stop by or contact us at our office for insurance information if you live or work in:
Williamstown, WV | Vienna, WV | Belpre, Ohio | Marietta, Ohio | Athens, Ohio | Parkersburg, WV | And surrounding areas