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About Waters Insurance Agency IN PARKERSBURG, WV

Waters Insurance Agency: Family Owned and Locally Operated Since 1964

There is so much to know about Waters Insurance Agency in Parkersburg, WV. Being a family owned and locally operated company, since 1964, equips us to provide the service our customers deserve. Our industry expertise is reflected in our continuous recognition for sales and service. As a multi-generational company, we bring a solid track record of insurance industry leadership and knowledge. With us, you experience quality customer care with our personalized approach.

The word “waters” is a fitting reminder of one of the pitfalls against which we can help protect you. The flow of water also symbolizes life’s journey through which we will gladly guide you. Contact us online or call (304) 485-5569 for a quote or to learn more about our history and expertise.

Our History

In the 1940s, William Waters served as vice president of Westfield Insurance Company (AKA Ohio Farmers; still a leading carrier.) In 1964, William’s son, Robert, established Waters Insurance Agency in Parkersburg. In 1987, Robert sold the agency to his daughter and son-in-law, Ray, and Elizabeth Fanta. Over time Ray and Elizabeth grew the company through acquisitions in Ripley and St. Mary’s.

Our Present

Ultimately, Ray and Elizabeth formed Fanta Insurance, Inc., and its family of companies. Fanta Insurance Inc. comprises of Waters Insurance Agency, Landfried-Fanta Insurance Agency, and Fleming Insurance Agency. 

The three entities serve the Mid-Ohio Valley together, as well as customers throughout West Virginia and surrounding areas.

Meet the Dedicated Members of the Waters Insurance Agency Team


Ray has nearly 40 years of experience in the insurance industry. He received his insurance education through Westfield Insurance Group and graduated from Marietta College. Eventually, he received an Accredited Advisor of Insurance (AAI) designation from the Insurance Institute of America. By 1987, Ray joined the independent insurance agency system as an owner of Waters Insurance Agency.

Ray serves on the Community Bank board of directors. He is a member of the Parkersburg Chamber of Commerce and Parkersburg Rotary Club. Ray has been a board member of The Boys and Girls Club of Parkersburg, SW Resources, and Parkersburg Art Center. A Marietta College football hall of fame member, he is an avid sports fan and supporter of local school athletics.

Beth FAnta, aAi

Beth has been an agency owner and licensed agent since 1987. She serves as operations manager for Fanta Insurance, Inc., with locations in Parkersburg, Ripley, and St. Mary’s. Additionally, she supervises the accounting, personnel, and IT functions of the business. Her expertise includes meeting the liability insurance needs of medical practices, nonprofits, and business entities. Like Ray, she achieved the Accredited Advisor of Insurance (AAI) designation from the Insurance Institute of America.

Beth is also a Marietta College graduate, with a bachelor’s degree in Managerial Economics. She participated in national and local organizations, like the YMCA and Good Samaritan Clinic. Furthermore, she has served in leadership with Altrusa International, Agena/Vertafore Users Group, IIABA-WV, and The King’s Daughters and Sons, International.

In her free time Beth enjoys music, gardening, and time spent with her family. Beth and Ray have four grandsons. They are the proud parents of John Fanta and Amy Caruthers.

JOhn FAnta, CPIA

John is a licensed property and casualty agent, specializing in personal and business owners’ insurance. He is a 2008 graduate of the TAPP Producer Training Program sponsored by Westfield Insurance Group. John also earned the Certified Professional Insurance Agent (CPIA) designation from the American Insurance Marketing and Sales Society.

John graduated with bachelor’s degree, emphasis on business administration, communications, and entrepreneurship, from West Virginia University. He is active in the community and a certified referee for WV Secondary Schools. Furthermore, John serves as an officer in the state insurance association, IIAWV. He is a past director and service project committee chair for Rotary International. John also previously served as a president of the Henry Logan Children’s Home Foundation – a charity benefiting children throughout WV.

Amy Caruthers

Amy joined Waters Insurance Agency in 2020 as a licensed property and casualty agent. She specializes in personal and commercial insurance. Amy brings 15 years of sales and marketing experience to the team, both in the insurance industry and financial sector.

Before Waters Insurance Agency, Amy was a senior marketing specialist with the largest publicly traded company headquartered in W.V. Her previous duties included overseeing the advertising and public relations efforts throughout West Virginia and the Shenandoah Valley, Virginia. Amy was also a top-producing mortgage loan originator in Charleston, W.V.

Amy earned a Bachelor of Science in journalism from the E.W. Scripps School of Journalism at Ohio University. She is actively involved in several community outreach activities for the betterment of area children and youth. Amy has served on the Boys & Girls Club of Parkersburg’s Kids Golf Classic planning committee for several years. She also volunteers with the Gabriel Project and is a Read Aloud volunteer.

Rebecca Knotts

Rebecca is a licensed property and casualty agent in West Virginia and Ohio. She has more than 20 years of experience and specializes in commercial business owners and business auto insurance. Rebecca also assists with medical liability.

She studied office administration at West Virginia University at Parkersburg. In her free time, Rebecca enjoys spending time with her husband Eric and children Emily and Ethan. She also enjoys volunteering at Warren Local School District and Little Hocking Church of Christ.

Heather DeBord, CISR

Heather is licensed in West Virginia and Ohio as a property and casualty agent. She has more than twenty years of experience in insurance sales, service, and agency operations. Heather earned the Certified Insurance Service Representative (CISR) designation from the National Alliance for Insurance Education in 2011. She also received the CISR Elite in 2017. She develops programs to meet customers’ needs from home insurance, auto insurance, farm insurance, umbrella insurance, bonds, and more.

Heather graduated from West Virginia University at Parkersburg and WV Insurance Schools. She enjoys her family, crafts, and is an active volunteer in the community. Among her volunteer endeavors is serving with Scouts BSA and Girl Scout troops.

Kiley Brubaker

Kiley is a licensed property and casualty agent. She brings nearly 10 years of insurance experience in insurance sales, service, and agency operations to the team.

Kiley specializes in personal lines and enjoys building strong client relationships. She graduated from Fairmont State University and is active in her community through youth sports and church activities.

Waters Insurance Agency Works with Many Well-Established Carriers

Want to find out more information about a particular insurance carrier? Need to pay your bill or submit a claim online? Use the helpful links below!

Waters Insurance Agency Successes and Changes Outlined in the News

Waters Insurance Agency consistently receives awards and laudable recognition. Our sales, expertise, and service continue to exceed community, state, and national standards. Such accolades include the Horizon Award from Westfield Insurance Group and the Pacesetter Club Award from Motorists Mutual. Each progressive step we and our carrier partners have taken resulted in us making newsworthy headlines like:

Our Agency Offers Car Insurance, Home Insurance, and More Throughout

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